Business Loans and Leases
We offer a complete line of products including lines of credit, equipment and real estate loans and letters of credit. Our lenders specialize in S.B.A. loans and are experts in several other alternative financing programs. In addition, we also provide leasing services for vehicles, computers and equipment.

Business Deposit Accounts
We offer a variety of commercial deposit accounts that can help your business run more smoothly. Our knowledgeable bankers will help you pinpoint checking and savings account services that work best for you. We have offices near your business and special customer service telephone numbers that add convenience for depositors.

Cash Management Services
DB&T offers business customers a wide range of cash management tools to help them manage their assets.

Online Business Banking with DB&T offers you time-saving options for: disbursement of funds, drafts, debits, stop payments, paying employees and viewing graphic presentations of your company's cash position. You decide how much access your employee(s) have for specified functions, reports, and accounts.

Credit Card Services
Merchant services provide retailers with credit card processing and settlement services for MasterCard and VISA transactions. Our rates are very competitive. DB&T can also help our customers collect American Express and Discover¨ transactions as well. DB&T also offers corporate credit cards which can be issued in the name of a business or an individual.

Investment Services and Retirement Plans
Our Trust Department offers corporate investment accounts tailored to meet the specific liquidity and investment objectives of our customers. The Trust Department is a regional provider of complete retirement plan services, including asset management and administration for plans such as 401[k]s, SEPs and profit sharing.

Group Banking Packages
DB&T offers banking packages that are customized to meet the unique financial needs of corporate management groups. Special packages can also be tailored to provide a business' employees with direct deposit service, discounts and other special product and service offers.

Professional Staff
A seasoned group of professionals with outstanding credentials and years of experience bring you the Dubuque area's most complete array of commercial financial services. We offer our customers sound advice and innovative solutions to their banking and insurance needs.

	David K. Gaylor, Senior Vice President - Chief Credit Officer- 563-589-2023 Manager Commercial Lending Holds a B.A. from Wartburg College and has 21 years of commercial banking experience.
	William H. Callahan, Senior Vice President - Manager Commercial Loan Department - 563-589-2059 Holds a B.A. from Loras College and has 18 years of banking experience.
	Steven M. Baumhover, Vice President - 563-589-2104 Holds a B.A. from Loras College, is a C.P.A. and has 17 years of commercial banking experience.
	Duane T. Frick, Vice President - 563-589-2180 Holds a B.S. from Loras College and an M.B.A. from the University of Dubuque and has been in banking for 10 years.
	Chad Wagener, Commercial Lender - 563-584-2594 Graduate of Iowa State University with five years experience in business banking.
	Paul J. Peckosh, Executive Vice President - Trust and Investments - 563-589-2135 Is a graduate of Loras College and Marquette School of Law and has over 26 years of experience as a trust officer.
	Mel Miller, Senior Vice President and Chief Investment Officer - 563-589-2138 Holds a M.B.A. from Ball State University, is a Chartered Financial Analyst, has 15 years of teaching experience and has been with our Trust Department for 18 years.
	David H. Wick, III, Director of Trust and Investment Sales - 563-589-1919 Holds a B.S. from the University of Dubuque and is a Certified Financial Planner with 18 years of experience in financial services.
	Eric Foy, Business Development Officer - 563-584-2524 Holds a B.A. from the University of Northern Iowa and has 10 years of sales and management experience.
	Deb Siegworth, Vice President - Retail Business Development - 563-589-2026 Holds a B.A. from Clarke College and has over 20 years of retail banking experience.
	Larry E. Cremer, Senior Vice President, Business Development - 563-584-2551 Has a BA from Loras College and nearly 40 years of business management experience.
	Doug Stillings, Vice President - Business Deposits and Cash Management - 563-589-1976 Holds a B.A. from UW-Eau Claire, spent 16 years in retail management and has over 10 years of experience in commercial banking.
	Jeffrey P. Timmerman, Business Development Officer - Business Deposits and Cash Management - 563-589-2020 Holds a B.A. from Loras College and has over 12 years of experience in commercial banking.
	Leo Hickie , Commercial Lending - 563-589-2021