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Business Banking
 

No one knows Dubuque’s business community better than Dubuque Bank & Trust. Our business banking officers have met the needs of area clients for over 70 years. This continuity means that you and your firm enjoy an efficient partnership with your personal business banker for the long run.

Business Deposit Accounts
We offer a variety of commercial deposit accounts that can help your business run more smoothly. Our knowledgeable bankers will help you pinpoint checking and savings account services that work best for you. We have offices near your business and special customer service telephone numbers that add convenience for depositors.

Commercial Loans and Leases
We offer a variety of lending solutions to assist you in achieving your financial objectives.
We can also tailor lines of credit to meet your specific needs.

Term Loans
Real Estate Loans
Small Business Administration Loans
Lines of Credit
Equipment Leasing (often an attractive alternative to outright purchases)
VISA® Commercial Credit Card

Real Estate Lending

Permanent Financing for Income-Producing Properties
Construction Loans for Commercial Properties
Construction Lines for Builders

eDeposit
It's like having a banking inside your business!
eDeposit is a revolutionary check clearing tool that allows you to deposit checks electronically from your business.

Send Your Deposit Directly From Your Desk to Top to the Bank
Realize Immediate Cost Savings in Labor and Mileage Expense
Enjoy Flexibility with Later Deposit Deadlines and Faster Funds Availability
Improve Staff Productivity

For more information or a demonstration give us a call.

Credit Card Services
We offer corporate credit cards. Enhanced reporting options are available, and our services are price competitive.

InBusiness Internet Banking
If you don’t have the time to visit the bank during regular business hours, we have the solution. Our Internet banking services bring DB&T and a wealth of information to your fingertips.

DB&T’s Internet banking service for commercial clients benefits include access to real-time account information, check images, stop payment orders, funds transfers, electronic bill payments, ACH origination, wire transfer requests, and a host of other online features.


Cash Management Services
We’ll help you make the wisest use of both your time and money using services that facilitate investments, enhance funds availability, and streamline your operating efficiency.

Sweep Accounts – transfer funds as needed using either a daily investment account, line of credit or another checking account.*
Zero Balance Accounts
ACH and Wire Transfer Services
Lock Box Services

NOT FDIC INSURED * MAY LOSE VALUE * NO BANK GUARANTEE * NOT A DEPOSIT * NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY.


Merchant Credit Card Services
Make it easy for your customers to buy your products and easy on your business too.
Keep processing simple, efficient and cost effective.

Full-Service Card Acceptance – accept phone and in-person payments using MasterCard®, VISA®, American Express®, Discover® and debit cards.
Gift Cards – compete with big retailers by offering your customer gift cards.
Expert Help – count on specially trained personnel to coordinate the development and installation of your program and ongoing support. Get fast answers to your service inquiries 24 hours a day, 7 days a week.

Group Banking Packages
DB&T offers banking packages that are customized to meet the unique financial needs of corporate management groups. Special packages can also be tailored to provide a business' employees with direct deposit service, discounts and other special product and service offers.

International Services
If your business requires assistance in international trade – commercial letters of credit, stand-by letters of credit, international transfers or the use of forward exchange contracts, contact us and we’ll make it simple and seamless.

Investment Services and Retirement Plans
Our Wealth Management Group offers corporate investment accounts tailored to meet the specific liquidity and investment objectives of our customers. The Wealth Management Group is a regional provider of complete retirement plan services, including asset management and administration for plans such as 401[k]s, SEPs and profit sharing. For more information, visit our Wealth Management page.

 
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William H. Callahan
Senior Vice President - Senior Lender
563-589-2059

David K. Gaylor
Senior Vice President
Senior Credit Officer
563-589-2023

Duane T. Frick
Vice President
Business Banking
563-589-2180

Ron Sterr
Vice President - Business Banking
563-589-2109

Wayne Breckon
Vice President
Business Banking
563-589-1978

Chad Wagener
Asst. Vice President
Business Banking
563-584-2594

Leo Hickie
Asst. Vice President
Business Banking
563-587-4023

Larry E. Cremer
Senior Vice President, Business Development
563-584-2551

Doug Stillings
Vice President - Business Deposits and Cash Management
563-589-1976

Jeffrey P. Timmerman
Business Development Officer - Business Deposits and Cash Management
563-589-2020

Deb Siegworth
Vice President - Retail Business Development
563-589-2026

Tanya Bottomley
Business Banking Portfolio Manager
563-587-4054

 

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