No one knows Dubuque’s business community better than Dubuque Bank & Trust. Our business banking officers have met the needs of area clients for over 70 years. This continuity means that you and your firm enjoy an efficient partnership with your personal business banker for the long run.

Business Deposit Accounts
We offer a variety of commercial deposit accounts that can help your business run more smoothly. Our knowledgeable bankers will help you pinpoint checking and savings account services that work best for you. We have offices near your business and special customer service telephone numbers that add convenience for depositors.

Commercial Loans
We offer a variety of lending solutions to assist you in achieving your financial objectives.
We can also tailor lines of credit to meet your specific needs.

	Term Loans
	Real Estate Loans
	Small Business Administration Loans
	Lines of Credit
	VISA® Commercial Credit Card

Real Estate Lending

	Permanent Financing for Income-Producing Properties
	Construction Loans for Commercial Properties
	Construction Lines for Builders

eDeposit®
It's like having a bank inside your business!
eDeposit® is a revolutionary check clearing tool that allows you to deposit checks electronically from your business.

	Send Your Deposit Directly From Your Desktop to the Bank
	Realize Immediate Cost Savings in Labor and Mileage Expense
	Enjoy Flexibility with Later Deposit Deadlines and Faster Funds Availability
	Improve Staff Productivity

For more information or a demonstration give us a call.

eDeposit® is a trademark of eDeposit corporation (eDeposit.com), and its use is pursuant to a license agreement with Dubuque Bank & Trust.

Credit Card Services
We offer corporate credit cards. Enhanced reporting options are available, and our services are price competitive.

InBusiness Internet Banking
If you don’t have the time to visit the bank during regular business hours, we have the solution. Our Internet banking services bring DB&T and a wealth of information to your fingertips.

DB&T’s Online Banking service for commercial clients benefits include access to real-time account information, check images, stop payment orders, funds transfers, electronic bill payments, ACH origination, wire transfer requests, and a host of other online features.

Treasury Management Services
We’ll help you make the wisest use of both your time and money using services that facilitate investments, enhance funds availability, and streamline your operating efficiency.

	Sweep Accounts – transfer funds as needed using either a daily investment account, line of credit or another checking account.*
	Zero Balance Accounts
	ACH and Wire Transfer Services
	Lock Box Services

*NOT FDIC INSURED * MAY LOSE VALUE * NO BANK GUARANTEE

* NOT A DEPOSIT * NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY.

Merchant Credit Card Services
Make it easy for your customers to buy your products and easy on your business too.
Keep processing simple, efficient and cost effective.

	Full-Service Card Acceptance – accept phone and in-person payments using MasterCard®, VISA®, American Express®, Discover® and debit cards.
	Gift Cards – compete with big retailers by offering your customer gift cards.
	Expert Help – count on specially trained personnel to coordinate the development and installation of your program and ongoing support. Get fast answers to your service inquiries 24 hours a day, 7 days a week.

Group Banking Packages
DB&T offers banking packages that are customized to meet the unique financial needs of corporate management groups. Special packages can also be tailored to provide a business' employees with direct deposit service, discounts and other special product and service offers.

International Services
If your business requires assistance in international trade – commercial letters of credit, stand-by letters of credit, international transfers or the use of forward exchange contracts, contact us and we’ll make it simple and seamless.