Dubuque Bank & Trust

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HTLF Investment Services

We know there are lots of reasons why you need extra money.
A personal loan or line of credit from Dubuque Bank & Trust may be just what you need to buy a house, consolidate debts, finance a car, start home improvements, or take that once-in-a-lifetime vacation. We can help put your dreams within reach by offering loan terms and interest rates tailored to meet your individual needs.

Download Application

After completing the application, please bring it in to any one of our convenient offices.

Auto/Personal Loan
We finance cars, recreational vehicles, motor homes, mobile homes, and boats. Financing options are flexible and include fixed and variable interest rate features. We can process your loan application in a matter of a few hours.

Home Equity Line of Credit
A convenient credit tool that allows ready access to the equity in your home. Once you establish your Home Equity Line of Credit, you have credit at your fingertips whenever you need it - no need to reapply each time you borrow against the equity in your home. Use your Home Equity Line of Credit for home improvements - purchase materials as needed throughout the project. With a Home Equity line of Credit, you can take that big vacation you've always wanted or, pay for education costs as they are incurred. The interest rate is variable, so your payment amount may fluctuate from month-to-month, but may be lower than for other types of revolving credit, like credit cards. Interest you pay may be fully tax deductible, just ask your tax advisor.

Fixed Rate Home Equity Loan
When a regular monthly payment amount is important to you, a Fixed Rate Home Equity may be the right choice. Your fixed rate and payment amounts stay the same for the life of your loan. Helpful for major purchases like a car, boat, second home or consolidating bills. Flexible terms are available and there's no pre-payment penalty if you decide to pay off your loan early. Interest you pay may be fully tax deductible, just ask your tax advisor.

VIP Line
An exclusive program for individuals with large net worth which provides pre-approved access to as much as $100,000 of personal credit.

CreditCards
We make it easy to choose the credit card that is right for you, including Visa Platinum, MasterCard Gold, Visa Business and the Visa FlexMiles cards that reward you with airline miles, travel destinations, valuable merchandise and popular gift cards. These cards are accepted worldwide at businesses, financial institutions, and ATM's.

Here are some of the benefits you can look forward to:

	No annual fee cards available
	Choose either Visa or MasterCard
	Low introductory rate
	Interest-Free grace period
	Rewards Program option for Visa cards
	Auto rental insurance
	24 Hour toll-free live customer assistance

Information at your fingertips via our easy to access web site at www.cardaccount.net


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