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 With the financial markets changing every day, it is important that you have the most accurate and up-to-date information regarding opportunities to invest your money or to borrow the funds you need for that new car or home. At Dubuque Bank and Trust, we pride ourselves in offering our customers a full range of deposit and loan products at competitive rates.
These rates may change at any time without prior notice.
For up-to-date CD and IRA rates please contact one of our Personal Bankers
at 563-589-2091. For Mortgage Lending Rates, please call 563-589-2077.
| CDs |
Interest Rates |
APY |
Minimum Deposit |
| 7 Month Special |
3.08% |
3.10% |
$5,000 |
| 36 Months |
3.72% |
3.75% |
$1,000 |
| 60 Months |
4.25% |
4.30% |
$1,000 |
(APY) Annual Percentage Yields are accurate as of 11/19/2008. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Minimum balance to obtain APY is $.01.
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| IRA Rates |
Interest Rates |
APY |
Minimum Deposit |
| 18 Months Fixed |
2.98% |
3.00% |
$1,000.00 |
| 36 Months |
3.72% |
3.75% |
$1,000.00 |
| 60 Months |
4.25% |
4.30% |
$1,000.00 |
(APY) Annual Percentage Yields are accurate as of 11/19/2008. These rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Minimum balance to obtain APY is $.01.
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| Mortgage Lending Rates |
Interest
Rate/Points |
APR |
Term |
Repayment
Example |
| DB&T Serviced Rates |
5.450%/1 |
5.680% |
15 Years |
$814.43 |
| DB&T Serviced Rates |
5.950%/0 |
6.020% |
15 Years |
$841.16 |
| DB&T Serviced Rates |
5.850%/1 |
6.030% |
20 Years |
$707.80 |
| DB&T Serviced Rates |
6.300%/0 |
6.360% |
20 Years |
$733.85 |
| DB&T Serviced Rates |
5.850%/1 |
5.990% |
30 Years |
$589.94 |
| DB&T Serviced Rates |
6.300%/0 |
6.340% |
30 Years |
$618.97 |
| FNMA Conversion Rates for Today |
5.950%/0 |
6.020% |
15 Years |
$841.16 |
| FNMA Conversion Rates for Today |
6.300%/0 |
6.340% |
30 Years |
$618.97 |
| Servicing Sold Rates |
5.375%/1 |
5.600% |
15 Years |
$810.47 |
| Servicing Sold Rates |
5.625%/0 |
5.690% |
15 Years |
$823.73 |
| Servicing Sold Rates |
5.625%/1 |
5.760% |
30 Years |
$575.66 |
| Servicing Sold Rates |
6.000%/0 |
6.040% |
30 Years |
$599.55 |
| VA Servicing Sold Rates |
6.000%/0 |
6.040% |
30 Years |
$599.55 |
Rates and terms subject to change at anytime. These rates were updated 11/20/08 at 10:45 a.m. The repayment expenses are based on a loan amount of $100,000 and assumes a 20% down payment. Contact us for information on estimated closing costs or any other questions at (563) 589-2077.
*At the end of the loan term there is still a remaining balloon payment.
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