Social Responsibility Investment Account
This is a professionally managed account, which follows special instructions concerning the types of companies preferred by the investor and industries to avoid. For instance, our Investment Officers can invest in firms with a high proportion of women in senior management or those that show exceptional concern for the environment. Our investment professionals will consider your tax situation, risk/return objectives, liquidity needs, and other financial goals to customize your personal investment program.

Investment Accounts
After considering your risk/return objectives, liquidity needs, tax situation, and other financial goals, our Investment Officers work closely with you to develop a personal investment program. We'll provide professional investment management. You can also have us activate a program at a future date-for instance, to manage an investment portfolio for a surviving spouse or an incapacitated family member.

Estate Administration
DB&T Trust Officers understand the complexities of Estate Administration, from minimizing taxes to maximizing assets. And since they're sensitive to your beneficiaries' financial and emotional requirements, they appreciate the need for prompt settlement of your estate.

Trusted Individual Retirement Account (IRA)
As your tax-deferred IRA starts to approach $15,000, it may be time to talk with one of our full-time professional Investment Officers. They can fully diversify your Individual Retirement Account investment to help improve the return. You get the peace of mind of having a professional helping you provide for your retirement years.

SRI - Social Responsibility Investing

OUR PHILOSOPHY

The Trust Division of Dubuque Bank and Trust Company began providing investment services for socially conscious investors in 1985. We believed then, as we do now, that socially responsible and ethical companies are successful and profitable companies. Business as usual is fine, but socially responsible business is better.

Investors that have a social responsibility account with the Trust Division of Dubuque Bank and Trust Company want their funds directed in such a way so as to not only affect positive social change but to also reap a financial reward.

A highly qualified and experienced staff of professionals is ready to assist you with the goal of becoming a socially conscious investor. We invest only in firms, which have exhibited exemplary records in such areas as employee relations, charitable giving, senior management involvement by women and minorities, and environmental protection. We also offer economically targeted investments, which directly impact a community's needs for such things as housing, employment and economic development.