Dubuque Bank & Trust has maintained a proud tradition of service-centered banking for 75 years. With over 200 employees and assets of $1.5 billion, DB&T is among Iowa's 10 largest banking institutions and the flagship bank of our parent company, Heartland Financial USA, Inc. 
 
As with any business, banking is built upon relationships — that premise is the main reason why we grow year after year. With offices in Dubuque, East Dubuque, Epworth, Farley and Holy Cross, we serve thousands of customers in not only Iowa, but other states, including Illinois and Wisconsin. And each day we strive to make "Great Things Happen!"™ for every customer who walks through our doors. 
 
With an innovative spirit and a commitment to customer service, DB&T provides a wide variety of banking products and services. We are also a significant provider of insurance, and investment management services¹. Insurance products are marketed through our affiliate, DB&T Insurance, Inc. HTLF Investment Services¹ provides access to securities and insurance products offered through LPL Financial and its affiliates, Member FINRA/SPIC. Finally our Wealth Management Group provides investment management services² to individuals and businesses. 
 
Mission Statement 
 
Board of Directors 
 
Dubuque Bank & Trust is a subsidiary of Heartland Financial USA, Inc., a $5.9-billion financial services company dedicated to the principles of community banking: Community involvement, an active board of directors, local presidents and local decision making. 

Douglas J. Horstmann 
President and CEO 

William H. Callahan 
Market President 

David K. Gaylor 
Executive Vice President 
Senior Credit Officer 

Kevin E. Ciesielski 
Senior Vice President  
Retail Banking Manager 

Bret T. Tuley 
Vice President Operations/Finance/Cashier 

 

¹Securities and Insurance products offered through LPL Financial and its affiliate’s member FINRA/SIPC. 
¹ & ² ● NOT FDIC INSURED ● MAY LOSE VALUE ● NO BANK GUARANTEE  
● NOT A DEPOSIT ● NOT INSURED BY ANY FEDERAL     GOVERNMENT ENTITY   
FDIC
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