Personal Credit Cards

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Choose the Card that's Right for You.



New DBT Card Design.

Cash Back Rewards Card

The Cash Back Rewards Visa Card offers an array of benefits, features and up to a $25,000 credit limit.

Annual Fee
$0
Intro APR
0% APR for the first 12 billing cycles on purchases and balance transfers
Standard APR
Low 14.75% variable APR after intro period
Minimum Limit
$500
Benefits
Visa Card Benefits

3%

Cash Back Rewards

on Gas and Groceries for your first $20,000 combined spend annually.¹

1%

Cash Back Rewards

on all other qualifying purchases.¹


Get Started

Pricing & Terms


Young mother making a purchase online

Visa Secured

The Visa Secured Card helps establish and build credit, while offering Visa Platinum Card benefits.

Annual Fee
$0
Standard APR
20.75% variable APR
Minimum Limit
$500
Benefits
Visa Card Benefits

1%

Cash Back Rewards

for each $1 spent.¹



Get Started

Pricing & Terms
Secured by savings account or certificate of deposit



UD and DB&T are teaming upNew UD branded card.


The security of Visa. The convenience of Dubuque Bank and Trust.

(Click an icon below for more info)


online banking icon
Online Management Tools: Online access to your credit card account
Verified Icon
Verified by Visa: Shop online with extra security
Liability Icon
Visa’s Zero Liability: Don’t be held responsible for fraudulent charges  
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Fraud Detection: Prevent loss and identity theft
Checkout Icon
Visa Checkout: Easier and more convenient way to pay online


Go to Your Card Management Portal



Cash Back Rewards Program

The card designed with you in mind. With our Cash Back Rewards, you can’t lose.


Use your Cash Back Rewards how you like:
  • Deposit the Cash Back Rewards into your checking account
  • Have it go towards your next credit card bill
  • Redeem for a wide variety of gift cards
  • Book your next flight


Go to Your Rewards Site



Cash Back Rewards Credit Card Cardholder Agreement
Consumer Secured Platinum Credit Card Cardholder Agreement
Savvy Rewards Terms and Conditions

Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com.

Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.
¹ Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a purchase, 1 Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. You may review the full Terms & Conditions of the Cash Back Reward’s program at our reward’s site: www.savvy-rewards.com.

Credit cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services.