Rates

With the financial markets changing daily, it is important you have the most accurate and up-to-date information regarding opportunities to invest or borrow the funds you need for that new car or home. At Dubuque Bank & Trust, we pride ourselves in offering a full range of deposit and loan products at competitive rates. 


These rates may change at any time without prior notice. 


For up-to-date Checking, Savings, CD and IRA rates, please contact one of our Personal Bankers .


For Mortgage Lending Rates, please contact one of our Mortgage Lenders or call 563.589.2077.

Home Loans Rate Interest Rate APR 1 Repayment Example
Term
30 Year Fixed 4.5000% 4.561% $608.02
15 Year Fixed 4.000% 4.105% $887.63

1 Rates are subject to change without notice and depend in part on your unique credit history and transaction characteristics. Loan price may only be locked through a mortgage loan originator to be effective. Rates quoted are 30 day locks. Your Annual Percentage Rate (APR) will vary based on your final loan amount and finance charges. APR accurate as of 02/21/2018 . The monthly repayment examples are based on $120,000 loan amount, assuming 20% down payment and includes principle and interest. Payment examples do not include amounts for taxes and insurance, if applicable and actual payment will be greater. Contact us for estimated closing cost and any other questions at 563.589.2000 .



Home Equity Line of
Credit (HELOC)
APR 2
Rates as low as 4.75%

2 Annual Percentage Rate (APR) is subject to change without notice. Minimum APR is 4.75% Maximum APR is 17.50%. APR will be based on credit history and 80% Loan –to-value of home taken as collateral. $15 annual fee assessed on the anniversary date of the loan. $75 origination fee will apply. Third party fees range from $0-$2800. For our customers with a checking account and direct deposit the lender will bear the lender and third party fees up to the lesser of the actual cost incurred or $350.00. Any cost exceeding this amount are the responsibility of the borrower. Hazard insurance is required and flood insurance maybe required. Subject to normal underwriting guidelines. APR accurate as of 02/21/2018 . The APR may vary.


Scroll to the left to view the rest of the table.
Automobile Rates Interest Rate APR 3 Monthly Payment Example
Loan Amount $20,000
60 Months 2.90% 3.06% $359.93
72 Months 2.95% 3.09% $304.65
Loan Amount $30,000
60 Months 2.90% 3.01% $539.18
72 Months 2.95% 3.04% $456.37

For vehicles older than 2017, call a personal banker.

3The APR shown was available as of 02/21/2018 for a loan with a 60 or 72 month term and secured by a 2018-2017model year vehicle and 0% down payment required. Your APR may be higher and will be based on your credit qualifications, loan amount, repayment term, and the model year. Rate may also be higher as rates are subject to change at any time based on market conditions or other business factors. Rate is fixed after consummation.