Our Staff

Dubuque Bank and Trust offers you friendly, exceptional service and great banking products. As a customer, you have the unique opportunity to develop a relationship with banking professionals who care. We take pride in giving our customers the very best banking experience possible.


Mission Statement

Board of Directors

Investor Relations


Our unmatched dedication to customer service is strengthened by our parent company, Heartland Financial USA, Inc. , a multi-billion financial services company that matches our loyalty to the principles of community banking. Our shared values coupled with Heartland's powerful services bring our customers the personal attention they deserve, backed by the products and services that make Great Things Happen!


Dubuque Bank and Trust’s team of leaders is fully committed to serving our clients, employees and community.



Douglas J. Horstmann

President and CEO











Lynn H. "Tut" Fuller

Market President










David K. Gaylor

Executive Vice President
Senior Credit Officer









Bret T. Tuley

Senior Vice President
Operations/Finance/Cashier









Rick O. Terry

Executive Vice President
Private Wealth Management Director