Mortgage Loans

There is "no place like home," regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. Dubuque Bank and Trust can help make it happen with a multitude of mortgage products to choose from to meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:

  • Conventional Mortgages – Fixed rate and adjustable rate mortgages.

  • Construction and Lot Loans

  • FHA Loans

  • VA Loans – Veterans, national guard, and reservists have access to VA loans with local approval and in most cases, no down payment.

  • First-Time Home Buyer Loans – Closing cost assistance for qualified buyers.

  • Relocation Loans – Helps to synchronize the sale of your existing home with the purchase of a new one.

  • Vacation and Second Home Loans – Balance the enjoyment of a getaway home and the financial investment.

  • Condominium Loans – Experience performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans.

  • Bridge Loans – An "in-between" loan that allows a buyer to make a down payment on a new home before his or her current home is sold.

  • City, State, and Federal Grants and Loans
  • Privately Insured Loans
  • Jumbo Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Investment Property Loans

With so many options, it can be difficult to know your best option, so we encourage you to email one of our Mortgage Professionals to provide advice and answer any questions. Once you have selected your product and finalized your loan application, our online process can get you approved in minutes!


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Our Mortgage Lenders Are Here to Help

An excellent rate is just the beginning of all you’ll enjoy when borrowing with Dubuque Bank and Trust. We'll work to understand your personal financial situation, ensure your understanding of available options and trade-offs, and assist in selecting the best mortgage loan for you. It’s all part of our dedication to making Great Things Happen ™ for you in terms of your home owning dreams!


Headshot of Dee Crist Dee Crist
VP, Mortgage Producing Sales Manager
Dubuque Main Bank
563.587.3987

NMLS ID#: 718441






Headshot of Karie Horsfield Karie Horsfield
Mortgage Loan Officer
Asbury Office
563.744.3354

NMLS ID#: 537314