Private Banking

Enrich your lifestyle with Private Banking

Dubuque Bank & Trust, a division of HTLF Bank is committed to understanding the intricacies of each customer’s financial needs. Our unmatched dedication to our customers has been nationally recognized, and we have been named a Forbes Best Bank.

Private Banking combines our highest level of service with our premier product suite designed specifically with you in mind.1 Our Private Bankers are your liaison to our complete array of products and services, and they can streamline the delivery of our most innovative banking and lending solutions. We are dedicated to providing you with a level of personal service that exceeds your expectations and helps you reach your goals now, throughout your lifetime and for generations to come.

Our white-glove, full service, concierge-style approach to banking services - or whatever else you may need. We’re here for you to ensure your dollars go as far as possible.

Products designed to meet your needs

We invite you to experience the difference Dubuque Bank & Trust, a division of HTLF Bank has to offer with our Platinum or Signature Series account types.

Choose between Platinum or Signature Series Checking and Savings accounts and put your money to work. While your funds earn interest they also earn you exclusive benefits to help your money go further. No matter your choice, rest assured that your funds are hard at work while you deservedly relax.

Signature Series Checking and Savings Accounts

  • Premium interest rate on balances of $50,000 and above
  • Free checks for Signature Series Checking
  • ATM fee refunds up to $20 per month with direct deposit2
  • Free Cashier's Checks
  • Waived fees on incoming Domestic Wires and Stop Payments3
  • Free Signature GenGold: the concierge service that offers you exclusive benefits and rewards (Signature Series Checking accounts only)

Keep minimum average daily balance of $50,000 or $100,000 in total relationship balance for the cycle month to avoid $9 monthly maintenance fee. Must have Platinum Checking or Signature Series Checking to open Signature Series Savings. Signature Series Savings account will be converted to another savings product if Signature Series Checking or Platinum Checking account is closed.

Platinum Checking and Savings Accounts

  • Premium interest rate on balances $50,000 and below
  • Free checks on Platinum Checking
  • ATM fee refunds up to $20 per month with direct deposit2

Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum Checking account is closed.

Other Account Options

  • Certificates of Deposit

Loan Products4

  • Lines of Credit unsecured or secured by liquid assets
  • Home Equity Lines of Credit
  • Mortgages, including jumbo
  • Partnership Buy-in Loans
  • Term Loans unsecured or secured by liquid or other assets
  • Construction Loans
  • Lines of Credit unsecured or secured by liquid assets
  • Home Equity Lines of Credit
  • Mortgages, including jumbo
  • Partnership Buy-in Loans
  • Term Loans unsecured or secured by liquid or other assets
  • Construction Loans
  • Bridge Loans
  • Lines of Credit unsecured or secured by liquid assets
  • Home Equity Lines of Credit

Exclusive Product Designs

  • Check design with "Private Banking" added to any personal check style
  • Private Banking Debit Card special design

Planning

  • Wealth Advisory Services5
  • Insurance6
  • Other planning needs

Planning

  • Insurance5
  • Other planning needs

Planning

  • Wealth Advisory Services5
  • Other planning needs

1All Private Banking Suite products are subject to approval.

2Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle.

3When minimum average daily balance requirement is met.

4Subject to credit approval. Normal underwriting guidelines apply.

5Products offered through Wealth Advisory Services are not FDIC Insured, are not bank guaranteed and may lose value.

6Heartland Financial USA, Inc. Insurance services is doing business as DB&T Insurance, Inc.. Heartland Financial USA, Inc. Insurance Services is a licensed insurance agency providing insurance services. Not FDIC Insured. No Bank Guarantee. May Lose Value. Not a Deposit. Not insured by any Federal Government Agency.

5Heartland Financial USA, Inc. Insurance services is doing business as DB&T Insurance, Inc.. Heartland Financial USA, Inc. Insurance Services is a licensed insurance agency providing insurance services. Not FDIC Insured. No Bank Guarantee. May Lose Value. Not a Deposit. Not insured by any Federal Government Agency.

5Products offered through Wealth Advisory Services are not FDIC Insured, are not bank guaranteed and may lose value.