Blogs

Ensure a smooth transfer to the next generation with the essential steps outlined in our latest blog. Readers will learn valuable insights on how to prepare the next generation for managing wealth. Don't miss out on how to secure your family's financial legacy for generations. A lifetime of hard work and smart financial moves have rewarded you with generational wealth. Now, as you enter your golden years, it’s time to develop a plan for transitioning that wealth to your heirs. Conversations around money can be difficult, especially when family is involved. For instance, there may be...

Take a look at these tips to effective money management with our straightforward budgeting guide, designed specifically for Gen Z. These essential tips can help set financial goals, make smart spending choices, and take charge of your financial future. When you’re just starting out, determining the best way to plan for your financial future can be difficult. You’re busy securing short-term goals—but learning how to manage money better now will help you develop habits that will maximize your wealth over time. Gen Z’s determination to overcome significant economic hurdles is evident in the rise...

Bad actors have more than one tactic to get your attention on social media – they may also try to get their victims to join in on bank fraud schemes. Don’t become a victim of these fraudsters and their schemes. Read on to learn how to help protect yourself. Scammers are using social media platforms such as Facebook, LinkedIn and even Telegram to convince unsuspecting victims to participate in illegal activities. Look out for these three common social engineering schemes: Money Mule Schemes One prevalent scam on social media is the money mule scheme. Scammers may approach you through fake...

August 15, 2023 – Dubuque, Iowa — Dubuque Bank & Trust, through its parent company Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the payments space. Nilson Report ranked HTLF among the top U.S. commercial credit card issuers for the eighth year in a row. In 2022, HTLF’s commercial credit card program ranked among the top 50 purchasing card programs, increasing 30 percent from the previous year. HTLF also surpassed $1 billion in purchase volume, a significant purchase volume milestone. Nilson Report’s ranking...

The future looks bright for American manufacturing, and this rings especially true for companies planning to reshore or nearshore their manufacturing facilities. Reshoring manufacturing can help rebuild America’s once-buzzing industry. Learn more on what you can expect and what reshoring can do for your bottom line. US manufacturing fell off a cliff between the 60s and 70s. Industry leaders saw the financial benefits of cheap labor in foreign countries and exploited it quickly. Take a quick look around your office. Most of those items likely stem from offshoring practices. Now, in 2023...