Blogs

Ranked Among the Highest Purchase Volumes For U.S. Visa® and Mastercard Commercial Card Issuers August 1, 2022 — Dubuque Bank & Trust, a division of HTLF Bank, a member of Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the payments space. Nilson Report ranked HTLF among the top U.S. commercial credit card issuers for the seventh year in a row. HTLF saw a 48 percent increase in purchase volume growth and ranked 31st overall among purchasing and fleet card issuers, an improvement from 36th in 2020. ranking reflects HTLF’s innovative approach...

As the Fed proceeds to raise interest rates and combat inflation, business leaders must keep a close eye on the market and make changes to retain profitability in 2022 and into 2023. Read more here as we discuss the path ahead for the Fed and interest rates—and explore what the current plan means for business and investments. The Federal Reserve works to support three primary economic goals: promote maximum employment, maintain price stability, and offer reasonable short-term interest rates. All three work together to fight inflation—a battle the central bank wins when they keep inflation at...

We all know that when inflation falls, so do interest rates, and then when inflation trends upward, interest rates rise to fight back. But the relationship between inflation and interest rates runs deeper than simple supply and demand and investors would do well to understand the parallels and recognize the red flags. Read more here to see how to safeguard your assets. As inflation surpasses 40-year highs in the United States, it’s important to understand its relationship with rising interest rates, and the effect it could have on your investments. Inflation and interest rates tend to move in...

Industry 4.0 Manufacturing Investments to Be Fueled by the 2021 Infrastructure Bill? With the inception of the Infrastructure Investment and Jobs Act, (IIJA) in November 2021, many manufacturing executives are already taking this opportunity to increase operational efficiency by investing in the industrial Internet of Things (IoT) to connect machinery and automate processes. Find out why now is the time to invest in industry 4.0 manufacturing technologies. Read more here. Back in November, Congress passed and President Biden signed the Infrastructure Investment and Jobs Act (IIJA) . This...

American farmers contribute significantly to the overall US GDP annually and figures in this regard highlight just how significant their services are. The last two years, in particular, have seen significant growth as farmers have looked to expand. With this level of growth, however, comes more overheads—particularly in the form of software and tech requirements. Read more here on what you should consider in your growth phase. Americans love to spend on food. According to data from the US Department of Agriculture, agriculture, food, and related industries accounted for $1.055 trillion (or 5%)...