Blogs

Deposit Your Next Check With Your Phone Making a deposit with your phone is an easy process and will save you a trip to the bank. But, if you have never done this before it may be a bit intimidating. At Dubuque Bank & Trust, a division of HTLF Bank, we want to make this process as easy as possible for you - it's as simple as sign, tap, snap, deposit: Sign: Sign and endorse check with “For Mobile Deposit Only.” Tap: Tap “Deposit Check” in the app, enter the check amount and then select your account Snap: Snap a picture of the front and back of your check Deposit: Confirm the details, hit submit and you’re done! We are in...

What you need to know regarding ATM Skimming Devices As a reminder that fraud comes in all forms, skimming devices are a constant threat and due diligence needs to be used when paying with your debit and credit cards. A skimming device is a piece of equipment fraudsters attach over card readers at ATMs, self-service payment kiosks at gas pumps, or other point of sale equipment. While the customer tries to make a valid transaction, the debit card or credit card pass through a second card reader (the skimming device) that illegally captures the card number. Criminals also obtain PINs by...

Setup an Emergency Savings Account Online The coronavirus has impacted all of us and we are working closely with our customers to adjust during these uncertain times. One best practice customers may want to consider is setting up an emergency savings account. This emergency savings account can be created online without having to visit a branch. What is an emergency fund? An emergency fund is a separate account that can be used to help cover unforeseen expenses like a broken air conditioner or heater, auto repairs, medical treatment, or some other type of emergency. Each month, you can...

Three Ways to Reduce Risk When Making Online Purchases In these uncertain times, there are lots of fraudsters trying to take advantage of you. One of the areas being targeted is online fraud. Fraudsters are trying to steal your personal information so it’s important you protect yourself. Here are three steps you can take to reduce your risk when purchasing products and services online. Only purchase things from websites that you visit frequently Fraudsters may send you emails or messages telling you to visit a new website for an amazing offer. Often, these offers are too good to be true and...

How to Prepare for the Unexpected (No, Not the Zombie Apocalypse) We can plan as much as we’d like, but life will inevitably throw a wrench (or five) into our plans. Having a safety net to bounce back up after life knocks us down can make a tough situation easier to handle. What if your furnace stopped, your car suddenly broke down or you found yourself with surprising medical bills? Most financial advisors agree that we should have an emergency fund that can withstand three to six months of living expenses. The best way to accomplish this is to develop a rainy-day savings plan. Set a monthly...